Gift Shopping Tips For Tight Budget

Have you seen the prices of greeting cards lately? It is hideous! Once you purchase the card and gift-wrap, your overall cost can easily increase by $10 to $15. If you are on a tight budget, this can be difficult as you spend more on the fluff and less on the actual gift. Not only are greeting cards expensive, their sizes often overwhelm small gifts, which make the overall presentation, looking goofy and unbalanced. Basically, you really don’t need to spend on expensive greeting cards to ...
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How to Budget

Do you know how to budget? Strangely enough, most people are unaware of how to do so. Hopefully, this information will prove to be a useful guide. As a consumer, you face many choices on how to manage your money. Knowing how to manage money can help you make smart choices. Your money will work harder for you. You'll be more likely to avoid traps that can undermine your ability to attain your financial goals. You'll be in a better position to pay off debt and build savings. A few simple steps ...
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New Auto Loans – Money for That Swanky New Car

Vehicles such as cars are no longer items of luxury. For people commuting daily, public transportation system can be irritating: the chances of missing the bus; the delay in traffic jams as the public transportation does not take alternate routes; and, many more. In such cases, people want to buy a vehicle so that they can reach their destinations quickly. New auto loans are just for that purpose. You can purchase a new automobile direct through the car dealer. They help you get loans. But ...
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Online Investing and Trading discussions at www.streetplayer.com

The new investment forum, www.streetplayer.com is back. streetplayer.com is an investment information site for those interested in using Internet to obtain information about stocks and other securities. Our plan is to build comprehensive database of financial sites, and later on offer daily market updates, newsletters, portfolio management tools, message boards, chat rooms etc. We will cover areas of stock investing, daytrading, options trading and speculating Streetplayer.com, is a place ...
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Resourceful Redecorating........ Budget Friendly Home Decorating

Spring is here and for many of us it's the perfect time to organize and decorate. As winter passes into spring, it's out with the old look and in with the new look. This is a great time to bring some new ideas into your home and liven things up! Spring is a great time to find bargains on decorating accessories at yard and garage sales. As the seasons change, many times your local thrift and consignment stores will have a change in inventory. This is the time when many folks finally donate ...
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Biggest Budget Blunders

Does your budget never seem to balance the way it should? Are you constantly digging into the savings to make ends meet? If you find that your budget isn't doing the job, then it's time to take a good look at essential components you might be missing or you have not allowed sufficiently for. Some of the biggest budget blunders are . . . . . . 1. Failure to plan for inevitable expenses We all have irregular expenses that we naively refer to as "unexpected." Come on, is that flat tire really ...
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How To Get Quotes Fo Bad Credit Auto Loans

The basic necessities. Food, water, shelter, and a Mercedes Benz. OK, maybe not a Benz, but you do need a vehicle to get back and forth with. Only one problem...bad credit. Or is it really a problem. Today's lenders are very aggressive in their lending practices, so there just maybe hope yet. One of the first things to understand about bad credit auto loans, has to deal with your credit file and score. At what stage is your bad credit status? Past bad credit is better than present bad credit. ...
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How To Budget Your Household Accounts

It is so easy to despair when you encounter your first financial crisis. You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often, it can be overcome. The important thing to bear in mind is, not to panic! The most obvious first step is to prepare a budget and although it may not be everyone’s Idea of fun it is nevertheless necessary if you ...
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Credit Card Traps, And How To Avoid Them

B>"0% interest* for the first six months, no annual fees** and a low fixed*** rate of only 8.9%****!" * Unless you count the deferred interest we will charge you if you don't pay off the full balance transfer amount when the promotional period ends. ** Except the ones we charge for "late payments****", going over your balance, cash advances, balance transfers, membership in "rewards" programs, etc., etc., etc. *** Fixed for the first month, but after we may change it without notice for: late ...
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Crushing Credit Card Debt

How much do YOU owe on your credit cards? The average American family is now over $7000 in debt just on their credit cards. That debt generates an interest charge of over $105 each month if your card charges the average 18%. If you have missed a payment or made a late payment (even by one day!), you may be paying up to 27% interest or over $157 each month. Most credit card companies require a modest payment towards the card balance. Modest meaning from $10 to $20 a month. To pay off a $7000 ...
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